Appraisals Standards Rolling Out Now – Here’s What You Need to Know
Since September 2025, lenders have been phasing in the new Uniform Appraisal Dataset (UAD 3.6). By November 2026, the new format will be required for all appraisals on loans backed by Fannie Mae and Freddie Mac.
UAD 3.6 aligns appraisal data with current mortgage industry data standards. In addition, the new appraisal report allows for dynamic reporting of appraisal data and makes the information easier for readers to consume while increasing discrete data points that the GSEs can use for internal analysis.
Under this new structure, appraisal reports, regardless of property type, will have a standard front page that includes:
- Property summary with the opinion of market value
- Photo of the subject property
- Property description
- Appraisal type
The report will also feature much more detail upfront on the interior of the property, allowing appraisers to add descriptive commentary to go along with photos. Condition and quality will be broken out by exterior and interior, with areas for description of interior details.
Find out why the Uniform Appraisal Dataset is being updated, view examples of data required, and what the new reporting will look like at NAR’s recorded webinar here.
For additional information on this rollout, visit NAR REALTOR® Magazine – Appraisals Will Look Very Different in the Near Future - Are You Ready?
NAR’s Supporting Your Value webinar series allows you to register for upcoming webinars and view replays of prior sessions. Every six months, hear from Fannie Mae and Freddie Mac about recent changes or pressing issues in valuation.
