Diversity, Equity & Inclusion Toolkit: Diversity, equity and inclusion (DEI) is a term used to describe policies and programs that promote the representation and participation of different groups of individuals, including people of different ages, races and ethnicities, abilities and disabilities, genders, religions, cultures and sexual orientations. The US Census Bureau shows that the homeownership gap between Whites and Blacks is larger than it was 80 years ago. Thus the need for more education on diversity in housing.